Perspectives on cross-border payments, fintech regulation, and building financial infrastructure in Latin America.
API-native infrastructure is making the legacy correspondent banking model look increasingly obsolete across LATAM payment corridors.
Navigating BACEN authorization tiers, KYC requirements, and SISBACEN registration for cross-border payment operations.
The FX spread is only one part of the cost. Correspondent fees, IOF misclassification, and settlement float add up fast.
BACEN's bilateral PIX interoperability agreements are advancing. Here is what the transition means — and when businesses should start preparing.
Multi-currency reconciliation breaks most accounting systems at high volumes. A practical framework for companies processing cross-border payments.
Brazil's Open Finance framework is live across 850+ institutions. The payment infrastructure opportunity goes well beyond account aggregation.
Webhook reliability failures cascade into reconciliation problems and duplicate payment attempts. The patterns to avoid and the architecture that works.
A data-backed corridor-by-corridor assessment of cost, speed, and compliance complexity from BRL to 10 LATAM currencies.
The transition from consumer embedded payments to B2B is underway. What it looks like when cross-border compliance gets embedded too.
Settlement timing is a working capital problem. The math behind D+0 vs D+2 settlement and what faster settlement is actually worth at scale.
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